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Property Purchasers Frequently Asked Questions

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As buying a home is one of life's greatest and most rewarding tasks, it is important that you understand the options available to you, as well as the entire process and what is involved.

Even if you've done it before, it's always a good idea to plan ahead and make your moving experience easier. In this section you will find information to assist you in this regard. The topics range from organising your move, to the impact of capital gains tax and the legal processes.

First time home owner

If you are a first time home buyer, then your most important requirement is to take into account the hidden costs involved in the purchase of a property, which include amongst others, transfer costs and the bond registration costs.

Many lenders offer a product tailored specifically for the first time homebuyer.

General Qualifying Criteria usually apply to borrowers seeking these products which include:

  • First time homebuyers
  • Single or joint income must exceed a certain level
  • Your monthly repayments also cannot exceed 25% of your gross monthly income
  • Customers must have a clean credit record
  • Stable employment record (that is, at least two years in permanent full time employment)

Buying Tips and Articles:

Your Bond Registration Process

Let us help you in understanding who the parties involved are, and the steps required to register a bond. Click here to read more.

Five Ways You Can Make Your Home Buying Easier

Buying a home does not need to be a painful process, let us help make you home buying experience as smooth as possible. Click here to read more.

Your Documentation

It's not that bad, get your documentation in order early and the house is yours. Click here to read more.

The Estate Agent

Estate Agents make it their business to provide every service connected with your search for a home - from expert advice in the early stages, to careful monitoring of your settlement. 

Author: Barry Davies

Submitted 11 Sep 16 / Views 3336